Financing Off-Plan Properties (Under Construction)
Off-Plan Properties Financing—also known as property under construction financing—is one of the fastest-growing investment tools in the UAE.
It allows investors to secure premium units at early-stage prices, with payment schedules tied to construction milestones.
Benefits include:
- Lower initial capital requirements.
- Developer-backed flexible payment plans.
- High appreciation potential before handover.
However, investors should choose trusted developers and ensure the project is approved by partner banks to guarantee a secure financing process.
With the UAE’s economy stable and mortgage competition intensifying among banks, now is an ideal time to lock in lower interest rates before potential global rate adjustments. Additionally, financing a property—especially in off-plan stages—allows investors to maximize ROI while maintaining liquidity for future opportunities.
Celonova Real Estate’s Advisory
At Celonova Real Estate, we guide our clients through every step of the property financing journey — from selecting the right bank or Islamic financing option to reviewing payment schedules with top developers in Dubai and Abu Dhabi.
We collaborate with trusted financial institutions and ensure each investor receives a tailored solution that matches their goals, whether they’re purchasing a ready villa, a luxury apartment, or an off-plan investment in a prime community.
Your Dream. Your Investment. Smartly Financed with Celonova.
Nour alnounou CEO & Founder of Celonova Realestate
Looking to invest in Dubai?
Get in touch with Celonova Real Estate – Luxury Property Advisory & Brokerage in Dubai, and let us help you find the perfect investment opportunity tailored to your goals.



